Product engineering for Sydney's financial capital — payments, lending, wealthtech, insurtech, AML/CTF and CDR open banking. Built APRA CPS 234 / CPS 230, ASIC and AUSTRAC-aware, on AEST hours, invoiced in AUD, with data residency in AWS/Azure Sydney.
A product engineering partner for Sydney's financial district — built for AUD budgets, AEST hours, and APRA, ASIC, AUSTRAC and CDR obligations.
Payments, lending, BNPL, card issuing and wallet products for Sydney founders — PayTo and NPP rails, Stripe, Airwallex and Zai integrations, multi-tenant ledgers and AUD billing built for APRA-grade audit trails from day one.
AML/CTF transaction monitoring, KYC/KYB onboarding, AUSTRAC reporting, sanctions screening and case-management tooling. Event-sourced architectures designed so your ASIC and AUSTRAC obligations stay auditable end to end.
Consumer Data Right software — accredited data recipient flows, data-holder integrations, consent dashboards and open-banking API connectivity aligned to the CDR rules and ACCC/Treasury standards for Sydney fintechs.
Production AI for fintech and regtech — RAG copilots over policy and regulation, document-extraction agents for onboarding, agentic AML triage and analyst assistants. OpenAI, Anthropic Claude and AWS Bedrock (Sydney region).
Investment platforms, robo-advice, portfolio dashboards, super and SMSF tooling, and insurtech quote-and-bind, claims and underwriting workflows — built for the wealth and insurance gravity that defines the Sydney market.
Embedded squads (FE, BE, AI, mobile, QA, DevOps) working AEST hours as an extension of your Barangaroo or Macquarie Park team. Daily standups, your repo, your IP — staffed in 2–3 weeks at roughly half a Sydney agency rate.
A predictable, compliance-aware delivery process tuned to the Sydney working day, AUD budgets and APRA / ASIC / AUSTRAC milestones.
A 45-minute scoping call in your Sydney window. We map the product, the regulatory surface (APRA / ASIC / AUSTRAC / CDR), users and AUD budget — then return a fixed-scope proposal within 3 business days.
Figma flows plus a system and data-flow architecture: regulated core isolated from product surface, CPS 234 information-security controls, Privacy Act / APP data-residency plan in AWS/Azure Sydney signed off before code.
Two-week sprints with daily AEST standups, weekly demos and live staging. Production-grade code, audit-ready event logs, CI/CD on AWS Sydney (ap-southeast-2), and security review baked into each release.
Production deployment, monitoring and runbooks, AUSTRAC/ASIC reporting hooks, and a fractional CTO on call for board, auditor and regulator conversations. Optional ongoing retainer.
We're the team Sydney fintech founders hire when an in-house build is too slow and a Sydney agency is too expensive. Senior engineers, regulatory awareness, AUD invoicing — and a partner who answers Slack inside Sydney business hours.
Building elsewhere in Australia? See our full Australia software development page — covering Melbourne, Brisbane, Perth and every vertical, not just fintech.
“CodeLamda built our AML/CTF onboarding and transaction-monitoring stack with the audit trails our auditor wanted. Standups landed in our Sydney afternoon, the AUD invoicing was clean, and the CPS 234 controls were there from day one.”
From Barangaroo trading floors to the Macquarie Park tech corridor — embedded with Sydney's financial-services builders.
Major bank and fund HQs, International Towers — payments, capital-markets and enterprise fintech platforms.
The traditional finance heart — wealthtech, asset management and treasury tooling close to the RBA and the big four.
Insurers, fintech scale-ups and banking back-office — insurtech, claims automation and core-system integration.
Macquarie Park tech corridor — data, platform engineering and AI for financial-services product teams.
Sydney's startup belt and home of fintech hubs like Stone & Chalk — early-stage fintech and regtech MVPs.
Greater Western Sydney's commercial centre — lending, SME fintech and government-adjacent financial services.
Book a 30-minute discovery call in your AEST window. We'll scope the build — regulatory surface and all — and come back with a fixed-AUD proposal within 3 business days.
Book a discovery call (fits AEST)